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Despite the stated intentions of the new HUD Good Faith Estimate to help borrowers be sure of fair and ethical treatment from all mortgage providers, the effort falls short. Working with a member of the Upfront Mortgage Brokers Association continues to be the best way a borrower can be certain of fair treatment from a mortgage provider.

Lakewood, Colorado (PRWEB) May 19, 2010 -- Upfront Mortgage Brokers Association (UMBA) founder, Jack Guttentag, a professor of finance emeritus at the Wharton School of the University of Pennsylvania, says "the new HUD mandated Good Faith Estimate (GFE) is not the cure all everybody thinks".

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Spokane, Wash. (PRWEB) May 4, 2010 -- Tekoa Software announced the launch of its new integrated, multi-function, enterprise software that integrates and manages resources for manufacturer/distributor customers, vendors and employees. www.tekoasoftware.com

The core development of Tekoa's end-to-end software suite is based on inventory, production cost and wireless data input and accessibility. Tekoa's Business Portal includes no-cost unlimited use of product inventory, contact and e-commerce management modules with a basic hosting package.

A New Survey May Help Us to Know in More Ways than One.

Change.  It’s often a rather painful thing that we all tend to want to avoid.  And of course some change comes whether we want it to or not.

It would seem that as an industry, the EMS world is closing in on the eve of the universal electronic record era – and that does mean change is coming.  It is feasible, however, that this change will be both good in the long run and one we can be prepared for.

While a newly mandated HUD 'Good Faith Estimate' form may have been created to "provide borrowers an easier means of comparing loan offers…" mortgage brokers like Mike Sanborn of Saint Lawrence Mortgage argue the new form simply does not provide needed transparency or answers to the borrower's most important questions - How much am I actually spending? How can I be sure I got the best deal possible?